Construction Equipment Financing Options | Yancey

You Have Options

Once you’ve found the new or used equipment that will help you get the job done, we can help guide you through the finance process and answer all your questions along the way. It’s our goal to help you get the equipment you love for a price you can afford. That’s why we have fantastic finance offers and new equipment specials to help you save.

Yancey Credit Account

A Yancey credit account can be used for regular parts, service and rental transactions at any Yancey Bros. Co., Yancey Rents or Yancey Power location. By consolidating your day-to-day transactions under one account, you’ll gain greater visibility to your costs and receive convenient 30-day terms.

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Download GA Tax Exemption Form (ST-5)
Download Credit Application

To contact the Yancey Credit Department or to submit completed forms for processing:

Yancey Bros. Co. Credit Dept
259 Lee Industrial Blvd.
Austell, GA 30168
Phone: (678) 945-2672
Fax: (678) 945-0293

To make a payment on your Yancey account:

Yancey Bros. Co.
Drawer CS 198757
Atlanta, GA 30384-8757

Cat Card

Need a way to pay for parts, services, rentals, attachments and more wherever the job takes you? Use the Cat Card just like a credit card at participating Cat dealers and Cat Rental Stores. It’s fast, convenient and flexible.

Ready to apply? Start the Cat Card credit application today. It takes only 5-7 minutes to apply.

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Cat Financial

Cat Financial understands your business and the Cat products you need. Whether you’re looking to finance a piece of equipment or a generator, they’ll help you get the most out of your investment.

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Cat Insurance

Cat Insurance offers Extended Service Coverage for engines, Cat Equipment Protection Plans for machines, Physical Damage Insurance, Inventory Protection Plans, Dealer Property and Casualty Insurance, Risk Management, and Dealer Bonds.

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Terms & Conditions


1. The Applicant set forth above (hereinafter “Applicant”) and each other person signing below warrant(s) that the information provided herein
and in connection with this application is true and correct and authorizes the release of such information to any party who may provide credit to
Applicant, whether herein or pursuant to a subsequent application or request, to obtain from banks, credit bureaus and other creditors, all of which are
hereby authorized to release, any credit/financial information concerning applicant or such other person (including personal credit bureaus) as such party
may deem appropriate, and to share all such information with the other. If Applicant is a corporation, partnership or limited liability company, the
undersigned affirmatively states that he/she is authorized to make application on behalf of said organization and to obligate same for any credit extended
thereto as a result of this application.
2. All invoices charged to an approved open credit account are due and payable within 30 days of the invoice date unless otherwise indicated in a
particular invoice; provided that invoices for Equipment Sales are due upon receipt. Terms are subject to change with notice to Applicant. Applicant
agrees to examine all invoices and statements promptly upon receipt and to notify Yancey immediately of any failure of delivery, shortage, discrepancy,
or error. If Applicant disputes any Yancey invoice, Applicant must notify Yancey, in writing, of such dispute and the reason(s) therefor, not later than thirty (30)
days from the date of the invoice, mailed to Credit Manager, 330 Lee Industrial Blvd, Austell, GA 30168. Failure to provide such notice waives Applicant’s rights
to dispute such invoice.
3. If, after delinquency, Applicant’s account is referred to an attorney for collection by suit or otherwise, Applicant agrees to pay reasonable
charges incurred by Yancey Bros. Co., including attorney’s fees of 15% of the total amount of principal, interest, and charges due Yancey Bros. Co. and
court costs.
4. Applicant hereby expressly waive(s) notice of (i) acceptance of this instrument, (ii) any default, (iii) non-payment, (iv) protest of account, (v)
partial payment, (vi) presentment, (vii) protest, (viii) demand, and (ix) any and all other notices whatsoever. Applicant further waives any right of notice or
bond and acknowledges this is a commercial transaction.
5. These terms and conditions along with the terms and conditions on Yancey Bros. Co.’s invoices, delivery tickets, rental agreements, and
rental out agreements, which are incorporated by reference, represent the entire agreement between the parties hereto. No other terms—including
those on Applicant’s purchase orders—which are different or may add to, modify, supersede or otherwise alter the terms herein, are applicable to the
parties hereto without the prior, express, written approval signed by an authorized representative of Yancey Bros. Co.
6. Yancey Bros. Co.’s, liability for any damages claimed by Applicant is limited to the purchase price of the goods or services in question.
This Agreement shall be governed by and construed under the laws of the State of Georgia, without reference to any choice of law doctrine.

FOR VALUE RECEIVED, the receipt and sufficiency of which is hereby acknowledged and agreed to, and in consideration of any credit now or
hereafter extended to the Applicant named in this Credit Application and Agreement or any subsidiary or affiliated or associated organization of said
Applicant, or assigns or successor of Applicant, the undersigned hereby unconditionally and individually GUARANTEE(S) the full and prompt payment
when due and at all times hereafter, of any and all obligations of the Applicant to Yancey Bros. Co., however and whenever incurred or evidenced, and
the undersigned further agree(s) to pay all costs and expenses incurred by Yancey Bros. Co. in endeavoring to collect said obligation from the
Applicant and/or the undersigned, including, but not limited to, attorneys’ fees of 15% of the total amount of principal, interest, and charges due Yancey
Bros. Co. from the Applicant should the same be collected by or through an attorney at law, whether collected by suit or otherwise. This Guaranty is a
guaranty of payment and not of collection. This Guaranty is an UNLIMITED, unconditional and continuing guaranty and shall remain in full force until
the undersigned delivers to Yancey Bros. Co., Attn: Credit Manager at 330 Lee Industrial Blvd. Austell, GA 30168, written notice by certified mail
revoking this Guaranty as to indebtedness incurred subsequent to such delivery of revocation. The undersigned agree(s) that any such revocation shall
not limit or terminate this Guaranty as to goods or services already sold. The undersigned agree(s) that this Guaranty shall be binding upon the
undersigned and the undersigned(s) heirs, executors, administrators, assigns, and representatives. The undersigned expressly represent(s) and
acknowledge(s) that the credit extended by Yancey Bros. Co. to Applicant is and will be of interest, benefit, and advantage to the undersigned and
expressly state(s) that any financial statement given to Yancey Bros. Co. for Applicant applying for credit with Yancey Bros. Co. is true and correct and
further understand(s) that said financial statement(s) shall be relied upon by Yancey Bros. Co. in deciding to grant credit to Applicant. The undersigned
hereby expressly waive(s) notice of (i) acceptance of this instrument, (ii) any default, (iii) non-payment, (iv) protest of account, (v) partial payment, (vi)
presentment, (vii) protest, (viii) demand, and (ix) any and all other notices whatsoever. The undersigned expressly agree(s) that any lawsuit or action
hereunder may be brought directly against the undersigned without first proceeding against the Applicant. The undersigned also agree(s) that Yancey
Bros. Co. may, without notice, surrender, compromise, substitute or exchange the collateral, if any, securing Applicant’s obligation and renewal thereof.
The undersigned waive(s) sufficient homestead exemption to cover the debt and/or any collateral herein, and the undersigned further waive(s) any
other exemption(s) which the undersigned is/are or may be entitled to by virtue of the Constitution of the United States of America or any other State of
the United States of America to pay the indebtedness here, principal, interest, attorneys’ fees, and costs. The undersigned agree(s) Yancey Bros. Co.’s,
liability for any damages claimed by the undersigned is limited to the purchase of the goods or services in question. This Guaranty shall be governed by
and construed under the laws of the State of Georgia, without reference to any choice of law doctrine. By signing this Guaranty, the undersigned
consent(s) to Yancey Bros. Co. obtaining a consumer credit report on the undersigned for the purposes of evaluating the creditworthiness of the
undersigned in connection with an application for business credit.

Financing and Affordability Calculators

What will that new or used Cat machine cost you? Calculate your monthly payment using our payment calculator to determine payments over the life of your loan or lease.

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Enter a monthly/down payment amount and an interest rate to see how much machine you can afford.

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