Financing Options

Construction Machinery Financing Options

You can request a credit application from Yancey Bros. Co. Go to the Credit Application request form to request your credit application.No two Yancey Bros. Co. clients are the same. That’s why we offer a range of financing solutions for businesses in different industries and at various stages of growth. As a Cat® dealer, we have access to the full selection of programs and lending products offered by Cat Financial.

One of our representatives would be happy to help you go over your options and run the numbers to find a suitable financing plan for you. Keep reading to learn more or visit a Yancey location near you today.

New and Used Equipment Financing Options

Growing your fleet is likely to be one of the biggest investments your firm makes. Whether you are buying new or used, Yancey and Cat Financial have purchasing options that work for you:

Commercial loans that help you build equity and claim the tax benefits of outright equipment ownership

Finance leases with terms up to 60 months and the option of purchasing your equipment outright at the end of the lease period

Operating leases with low monthly payments that free up capital for other investments

In addition to the above financing programs, we also offer extended protection plans that include preventative maintenance and damage insurance.

Fast Cash Loans

If your business needs additional cash quickly, you may be able to leverage your existing fleet or other assets to free up capital. Meet the changing needs of your business with options such as our working capital loans and revolving lines of credits.

Working capital loans and revolving lines of credit are often more convenient alternatives to traditional bank financing. These programs use your equipment as collateral and can be put toward purchasing additional machinery or paying for other business needs.

Commercial Accounts

Long-term Yancey clients can open a Cat Commercial Account that can be used to buy parts and tools, pay for service and maintenance, or rent additional equipment — from any Cat dealer in the U.S., Canada and Japan.

A Cat Commercial Accounts is a flexible, low-interest line of credit with no annual fee or collateral required. Following your initial approval, you’ll gain immediate access to the funds you need to maintain your fleet and grow your business. Enjoy the convenience of a single account with consolidated monthly payments that cover all your Cat equipment expenses.

Signing up for a Cat Commercial Account is easy. Request an application online or visit the Cat Financial website to learn more.